India’s fintech story has largely been about consumer apps and payments success — UPI, neobanks, lending platforms. But a quiet shift is happening beneath the surface: investors are now turning their attention to the “pipes” that make global financial flows possible.
One of the latest examples is Zynk, a Bengaluru-based fintech infrastructure startup that has raised $5 million in a round led by Hivemind Capital, with participation from Coinbase Ventures, Zokyo, and a few early-stage Indian funds. Zynk focuses on building cross-border payment rails and compliance systems for fintech and banking clients, enabling seamless and regulatory-compliant fund transfers between countries.
The round is significant because it reflects investor confidence in infrastructure-first fintech, which has quietly become the backbone of the global finance network. Instead of competing for consumers, startups like Zynk build behind the scenes — powering banks, exchanges, and B2B platforms.
Zynk’s technology simplifies how businesses access compliant global money movement. With India now positioned as a key remittance hub (handling over $125 billion in remittances annually), the need for efficient infrastructure that supports digital exporters, gig workers, and international firms is stronger than ever.
From an investor’s perspective, infrastructure fintech offers long-term resilience. These companies don’t depend on consumer churn; instead, they scale with volume and compliance demands. For founders, this funding round signals that deep technical execution and regulatory readiness are now prized as much as user growth.
Zynk’s roadmap reportedly includes expanding into Southeast Asia, integrating CBDC-ready payment channels, and working with regulators to improve compliance APIs. If executed well, Zynk could become part of the invisible plumbing that powers the next generation of borderless finance.
